Investment Management

• We design customized portfolios based on your lifestyle and the financial goals we identify together.

• To make sure that we adhere to your stated risk tolerance, time horizon, and liquidity parameters, we continuously monitor and revise your specific investments and overall portfolio allocations.

• Each quarter, we report to you on your portfolio’s performance so you always know how you’re doing. We also provide you with our Market Commentary to highlight our views on the current investment scene as well as the possible shifts we are considering implementing.

• We monitor tax efficiency throughout the year, and extensively analyze your portfolio before year-end to help you with tax planning. We proactively involve your tax preparer in this analysis.

Financial Planning

• We help you identify and prioritize your financial and lifestyle goals in our interviews and confidential questionnaire, always aware of the time horizons that affect each goal.

• We use state-of-the-art software and customized analytics to analyze your financial and retirement planning needs.

• Together, we design your Investment Policy Statement, a working, “living” document that crystallizes and prioritizes your goals to help you communicate these goals to other family members and advisors.

• We manage and coordinate meetings with your other professionals, as needed (including estate planning attorneys, tax preparers, insurance advisors, etc.) to help ensure a well-coordinated, comprehensive and optimal solution.

Other Services:

• On-line account access

• Same-day e-mail confirmation of trades

• Wire and ACH (next-day) transfers to/from your accounts
  
  
  
  
   

Securities and Advisory Services offered through KMS Financial Services, Inc.
A registered broker/dealer.  Member FINRA & SIPC.

© 2008 Joslin Capital Advisors.